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August 22, 2011 There And Back

Reminiscing about the days when banks were posh and trains were pleasant

Remember those stuffy banks from the good old days that acted the way banks were supposed to act? They kept "bankers' hours" and only loaned you money after you proved beyond a shadow of a doubt that you didn't need it and had piles of your own money at home in your feather mattress. I remember those old-fashioned banks also had a way of treating you like you were somebody special, even if you only had a few bucks in your little account.

Banks back then were like classic Greek temples, places of worship, all marble and polished brass and impressive. Today, those banks at the supermarket look like a place you'd buy a lottery ticket.

In the good old days, if you were thoughtful enough to open a new account with a bank, they really made a big deal of it and often gave you a nice toaster or electric can opener or, better yet, a Ronco in-the-shell egg scrambler just for the heck of it. Of course, even with those stuffy old banks, if you missed a mortgage or car payment you were treated like an unwanted house guest, just like today. Some things don't change.

Fortunately, Mother and I have accounts at a good, solid Maine bank. But for some reason, we've also kept an account at a big out-of-state bank. I was reminded of this the other day when I made the mistake of trying to call my new-age, impersonal, computerized, digitized, monitored-for-quality-assurance bank. Even though this global bank of mine still has a charming little branch here on Main Street, there was no local number in the phonebook, of course, so I had to dial their toll-free number, which immediately put me in close personal touch with a computerized answering machine in Fond du Loc, Wis.

You haven't banked until you've banked with "help" from a computerized answering machine in Fond du Loc. I spent an hour of listening to a dizzying array of recorded instructions and banking "options" and pushing all kinds of numbers on my phone pad. ("If you're looking for something to do while we waste more of your time on this tedious call, please punch in your favorite lottery numbers, now.")

As I sat there holding the phone to my ear with my shoulder while waiting for a live human being to rescue me from the bank's voicemail gulag, I was also trying to read my newspaper. What eventually caught my eye was an article about how passenger train service in Maine had once again done better than expected. Soon, I went from reminiscing about the friendly banks of the good old days to the equally affable trains of the good old days.

Back home, our neighbor Carlton Butler used to tell great stories about riding the friendly rails to Boston and back. On one of his last train trips to Boston, Carlton went into the train station in Bangor and said to the ticket clerk, "I'd like a round-trip train ticket, please." All in a huff, the frazzled ticket clerk snapped at Carlton, "You'd like a round-trip train ticket TO WHERE?" Without skipping a beat or raising his voice Carlton said, "Well, now, figure it out. If it's a round trip train ticket, I hope it'll bring me right back here!"

On another occasion, Carlton was sitting in his seat when the conductor came by, stopped beside Carlton's seat and said, "You can't leave your bag in the aisle, it's got to be stowed above." The conductor then stepped lively toward the back of the train. As was his custom, Carlton said nothing. He just sat quietly in his seat looking out the window.

Fifteen minutes later, the same fast-moving conductor was back. Again, he stopped beside Carlton's seat, and again snapped, "I said you can't leave your bag in the aisle; you've got to stow it above." Again, Carlton said nothing as the conductor moved quickly toward the front of the train.

Like clockwork, the conductor was back in another 15 minutes. But this time, when he stopped at Carlton's seat, he didn't say a word. All in a huff, the conductor reached down with both hands, grabbed the offending bag, walked to the door of the train, opened it and heaved the bag out into the pucker brush.

Passengers on that side of the train, including Carlton, watched as the bag broke open and its contents spread for 50 yards along the tracks. The conductor then walked casually back to Carlton's seat and said, "There! What do you think of that?" Carlton looked at the conductor, then turned and glanced out the window and said, quietly, "I probably wouldn't think much of it — if it were my bag."

Just then my bank's computerized answering machine said, "If you'd like these instructions repeated, just push a button, any button, we don't care." It was obvious. I quietly hung up and went back to reading about the trains.

John McDonald, an author, humorist and storyteller who performs throughout New England, can be reached at mainestoryteller@yahoo.com. Read more of John's columns here.

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